West region · MT
Montana home risk profile
Overall risk: Moderate
Montana is located in the West region of the United States. The most significant natural hazards for homeowners in Montana are wildfires, winter storms, drought. Each hazard below is rated from 1 (very low) to 5 (very high) based on public hazard data, with practical guidance on what the rating means for your home.
Emergency preparedness in Montana is coordinated by the Montana Disaster and Emergency Services, which publishes alerts, evacuation information and preparedness guides for residents.
Risk levels in Montana
🔥
Wildfires
Montana has the highest possible wildfire risk rating (Level 5 of 5) due to its extensive wildland-urban interface and dry summer climate.…
Very High
❄️
Winter Storms
Montana faces the highest possible winter storm risk in the National Risk Index, rated 5 out of 5. Blizzards, heavy snow, ice, and extreme…
Very High
☀️
Drought
Montana faces a high level 4 (out of 5) drought risk, with seasonal dry spells and variable precipitation affecting much of the state.…
High
🌊
Flooding
Montana faces a moderate risk of flooding, driven primarily by spring snowmelt, ice jams, and severe thunderstorms. Mountainous terrain…
Moderate
🫨
Earthquakes
Montana experiences moderate earthquake activity, with the highest risk in the western part of the state near the Intermountain Seismic…
Moderate
🌡️
Extreme Heat
Montana faces a moderate-level risk of extreme heat, rated 2 out of 5. Although summers are generally mild, brief heat waves can occur,…
Low
⛰️
Landslides
Montana has a relatively low but real risk of landslides, rated level 2 of 5 nationally. The mountainous western part of the state is most…
Low
⛈️
Severe Storms
Montana has a moderate (level 2 of 5) severe storm risk, with hail, strong winds, lightning, and localized flooding possible. Storms are…
Low
🌀
Hurricanes
Montana has a very low risk of direct hurricane impacts, rated level 1 of 5. However, the remnants of Pacific hurricanes can bring heavy…
Very Low
🌪️
Tornadoes
Montana has a low but real risk of tornadoes, rated level 1 out of 5. Most tornadoes occur in the eastern plains during late spring and…
Very Low