What natural risks does your home face?

Explore flood, hurricane, wildfire, earthquake and other hazard risks for every US state — explained in plain English and based on official government data.

AK ME VT NH WA ID MT ND MN IL WI MI NY RI MA OR NV WY SD IA IN OH PA NJ CT CA UT CO NE MO KY WV VA MD DE AZ NM KS AR TN NC SC DC OK LA MS AL GA HI TX FL

Overall risk: Very Low Low Moderate High Very High

Browse by hazard

Ten natural hazards tracked across all 50 states and Washington, DC.

Flooding Flooding is the most common and costly natural disaster in the United States, affecting… Hurricanes Hurricanes bring destructive winds, storm surge and torrential rain to coastal and inland… Tornadoes Tornadoes can strike with little warning, producing winds over 200 mph that destroy homes… Wildfires Wildfires spread quickly through dry vegetation and increasingly threaten homes in the… Earthquakes Earthquakes strike without warning, and significant seismic zones exist far beyond the… Winter Storms Severe winter weather brings ice, heavy snow, power outages and dangerous cold. Extreme Heat Extreme heat is the deadliest weather hazard in the US, and heat waves are growing longer… Drought Drought develops slowly but threatens water supplies, agriculture, foundations and… Landslides Landslides and mudflows occur in all 50 states, often triggered by heavy rain, wildfires… Severe Storms Severe thunderstorms produce damaging straight-line winds, large hail and dangerous…

Highest-risk hotspots

State and hazard combinations rated very high (5 of 5).

🌪️ Very High Tornadoes in Alabama Alabama faces the highest tornado risk of any US state, rated Level 5 of 5. Violent tornadoes occur frequently across… 🫨 Very High Earthquakes in Alaska Alaska is the most seismically active state in the U.S., experiencing frequent and powerful earthquakes due to its… ❄️ Very High Winter Storms in Alaska Alaska faces the highest risk level for winter storms in the U.S., with extreme cold, heavy snow, and blizzards common… 🔥 Very High Wildfires in Arizona Wildfires pose a severe threat to homes across Arizona, especially in forested and wildland-urban interface areas. The… 🌡️ Very High Extreme Heat in Arizona Arizona faces the highest level of extreme heat risk in the U.S., with scorching summer temperatures often exceeding… ☀️ Very High Drought in Arizona Arizona faces extreme drought risk due to its arid climate and prolonged dry spells. Drought conditions are most severe…

Latest guides

New vs Old Homes: Which Survives Disasters Better? Discover how newer building codes and materials stack up against the durability of older homes when facing natural disasters like… Read guide → HOA Wildfire Rules: What Homebuyers in Fire Country Must Check Thinking of buying a home in a wildfire-prone area? Your homeowners association (HOA) may have rules that affect your safety and… Read guide → Climate Risk and Your Next Home: What to Consider Thinking about buying a home? Climate risks like floods, wildfires, and hurricanes can impact safety and property value. Learn… Read guide →

Built on official sources

Every risk profile on this site is based on publicly available data and guidance from FEMA, NOAA, the National Weather Service, USGS, Ready.gov and each state's emergency management agency — and we link to the originals on every page so you can verify and go deeper.