Hazard map
Natural hazards we track
Each category ranks all 50 states, explains how the peril hits homes, and flags the usual insurance exclusion. Start here if you already know the hazard; start with a ZIP if you don’t.
- Flooding Flooding is the most common and costly natural disaster in the United States, affecting every state.
- Hurricanes Hurricanes bring destructive winds, storm surge and torrential rain to coastal and inland areas.
- Tornadoes Tornadoes can strike with little warning, producing winds over 200 mph that destroy homes in seconds.
- Wildfires Wildfires spread quickly through dry vegetation and increasingly threaten homes in the wildland-urban interface.
- Earthquakes Earthquakes strike without warning, and significant seismic zones exist far beyond the West Coast.
- Winter Storms Severe winter weather brings ice, heavy snow, power outages and dangerous cold.
- Extreme Heat Extreme heat is the deadliest weather hazard in the US, and heat waves are growing longer and hotter.
- Drought Drought develops slowly but threatens water supplies, agriculture, foundations and wildfire conditions.
- Landslides Landslides and mudflows occur in all 50 states, often triggered by heavy rain, wildfires or earthquakes.
- Severe Storms Severe thunderstorms produce damaging straight-line winds, large hail and dangerous lightning.