Does Pembroke Pines have its own hazard scores?

No. Pembroke Pines inherits Florida’s statewide ratings. Use this page to see which peril matters most locally (Hurricanes), then verify the exact address — two streets in Broward County can differ.

What should I check first in Pembroke Pines?

Start with Hurricanes in Florida, then a ZIP lookup and the FEMA or USGS map that matches that hazard.

Natural Hazard Risk in Pembroke Pines, FL | HomeRiskMap

What this page is

Pembroke Pines sits in Broward County, Florida. This is a local briefing: it names the hazard that usually matters most here (Hurricanes), then shows the statewide ratings Florida homeowners use to decide what official map to open. It is not a flood-zone letter or an insurance quote.

Confirm the neighborhood with a ZIP lookup.
Open Hurricanes in Florida.
Verify the address on the official maps in the sidebar, then read a matching guide.

Pembroke Pines sits in the flat expanse between the Atlantic and the Everglades, and its hazard profile is pure South Florida: hurricanes from June through November, plus the slow-motion flooding that follows when tropical rain has nowhere to drain. The city took a beating from Hurricane Wilma in 2005, which tore across Broward County and left much of the metro without power for days, and every strong tropical system since has tested roofs, windows, and drainage across these subdivisions.

The Everglades side of the equation matters as much as the ocean side. Pembroke Pines borders the wetlands to the west, and the water table sits so high that the ground is often saturated before a storm even arrives — when a slow-moving tropical system drops a foot or more of rain, streets and yards pond water that drains sluggishly through the canal system, especially if high tides hold the gates shut. Much of the housing is concrete block, which handles wind well, but older roofs, flat-roofed additions, and aging windows are the usual failure points.

Homeowners should keep hurricane protection — shutters or impact glass, a sound roof, trimmed trees — in year-round working order rather than scrambling in June. Flood insurance deserves consideration even well inland, because Broward's rain-driven floods do not respect distance from the beach. And plan for the outage: after a major hurricane, the combination of South Florida heat and no air conditioning is the part of the disaster most families underestimate.

How to read the Pembroke Pines snapshot

Pembroke Pines is in Broward County, Florida. This page does not score individual streets. It tells you which statewide hazards matter most here, then points you to the official map for the address you care about.

The local focus is Hurricanes in Florida. Wind and flood are often different policies. A hurricane can trigger both. Check whether you have a percentage hurricane deductible.

Highest statewide ratings that apply in Pembroke Pines

Flooding — Extreme. Florida gets hit by flooding from storms, sea level rise, and just plain heavy rain, and almost every county has some…
Hurricanes — Extreme. If you own a home in Florida, hurricanes are the risk that shapes everything else — wind, storm surge, and flood. The…
Extreme Heat — Extreme. Florida is a 5 out of 5 for extreme heat, and that rating isn't about discomfort — it's about what a long summer does…

What to do before you buy or renew in Pembroke Pines

Look up the ZIP on our ZIP tool so you land on this city or the Florida profile.
Open the Hurricanes page and follow the official map links in the sidebar.
Confirm preparedness guidance with Florida Division of Emergency Management.

Other Florida city briefings: Cape Coral, Fort Lauderdale, Hialeah, Jacksonville, Miami, Orlando.

Hazard ratings for Florida

These are state-level scores used across Pembroke Pines. Use them as a starting point, then verify your exact address with the official maps linked on each hazard page.

Flooding Florida gets hit by flooding from storms, sea level rise, and just plain heavy rain, and almost every county has some risk. If you own or… Extreme Hurricanes If you own a home in Florida, hurricanes are the risk that shapes everything else — wind, storm surge, and flood. The state rates this… Extreme Extreme Heat Florida is a 5 out of 5 for extreme heat, and that rating isn't about discomfort — it's about what a long summer does to your roof, your… Extreme Severe Storms Florida gets severe storms year-round, and the statewide risk rating is 4 out of 5. Here's what that means for your roof, your insurance,… Major Tornadoes Florida can see tornadoes in any month, and the risk is not just a Panhandle thing. If you are buying or insuring a home in Florida, you… Moderate Wildfires Florida isn't the first state people picture for wildfire, but the Panhandle, Big Bend, and north-central counties do burn. Our statewide… Moderate Drought If you own a home in Florida, drought can dry up your well, crack your foundation, and make your landscaping a fire hazard. It's a level 3… Moderate Earthquakes Florida is one of the lowest earthquake-risk states in the country, so I wouldn’t lose sleep over fault lines when you buy a house there.… Minimal Winter Storms Florida won't often make national news for winter storms, but a hard freeze or ice event in the Panhandle or North Florida can still burst… Minimal Landslides Florida gets a level 1 of 5 for landslide risk, so the odds of a catastrophic slide are very low. But if your house sits on a river bluff… Minimal

What the ratings mean

"MinimalMinorModerateMajorExtreme

Each rating is a statewide starting point, framed for a typical 30-year stay — the length of a standard mortgage. A neighborhood can look different from the state average. Always verify your address with official FEMA, NOAA or USGS maps.

Save this profile as a PDF for your records or insurance file.

Using the Pembroke Pines profile

Does Pembroke Pines have its own hazard scores?: No. Pembroke Pines inherits Florida’s statewide ratings. Use this page to see which peril matters most locally (Hurricanes), then verify the exact address — two streets in Broward County can differ.
What should I check first in Pembroke Pines?: Start with Hurricanes in Florida, then a ZIP lookup and the FEMA or USGS map that matches that hazard.
Will homeowners insurance cover Hurricanes here?: Wind and flood are often different policies. A hurricane can trigger both. Check whether you have a percentage hurricane deductible.

Last updated: October 14, 2026. Ratings are state-wide estimates — always verify your specific address with official sources.

Guides for Florida homeowners

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InsuranceWhat Happens to Your NFIP Policy If Congress Lets the Program LapseCongress extended the NFIP through December 11, 2026. If the program lapses, existing policies stay in force and claims get paid…Oct 15, 2026Read guide →

InsuranceExcess Flood Insurance: Coverage Above NFIP's $250,000 LimitThe NFIP caps flood coverage at $250,000 for the building and $100,000 for contents. If your home would cost more to rebuild,…Oct 15, 2026Read guide →