Florida is located in the Southeast region of the United States. The most significant natural hazards for homeowners in Florida are flooding, hurricanes, extreme heat. Each hazard below is rated from 1 (very low) to 5 (very high) based on public hazard data, with practical guidance on what the rating means for your home.

Emergency preparedness in Florida is coordinated by the Florida Division of Emergency Management, which publishes alerts, evacuation information and preparedness guides for residents.

Risk levels in Florida

Flooding Florida is rated level 5 of 5 for flooding risk due to its flat terrain, high water table, and extensive coastline. Flooding can occur… Very High Hurricanes Florida is the state most exposed to hurricanes in the United States, with a very high risk of direct impacts each year. Its long coastline… Very High Extreme Heat Extreme heat is a top-level threat in Florida, where high summer temperatures combine with intense humidity to create dangerous conditions… Very High Severe Storms Florida is rated Level 4 of 5 for severe storm risk, meaning it faces a high threat from thunderstorms, hail, damaging winds, and… High Tornadoes Florida experiences tornadoes year-round, with peak activity in spring and summer. Although the state is rated level 3 of 5 for tornado… Moderate Wildfires Florida faces a moderate risk of wildfires, with the highest danger typically in the spring and summer. The state's fire-prone ecosystems,… Moderate Drought Drought in Florida is a recurring hazard that can stress water supplies, increase wildfire risk, and damage landscapes and agriculture.… Moderate Earthquakes Florida has an extremely low earthquake risk, rated Level 1 out of 5, because the state is not located near major fault lines. While tiny… Very Low Winter Storms Winter storms are a low but real risk in Florida, especially in the northern part of the state. Freezing temperatures, ice, and occasional… Very Low Landslides Florida has a very low overall landslide risk (level 1 of 5), but localized ground movement can still occur due to erosion, sinkholes, and… Very Low