New York has a moderate risk of hurricanes. Damaging events happen regularly enough that homeowners should understand their exposure, review insurance coverage and take core preparedness steps.

Hurricanes risk in New York

New York has a moderate risk of hurricanes. Damaging events happen regularly enough that homeowners should understand their exposure, review insurance coverage and take core preparedness steps.

Based on public hazard data, New York is rated Moderate (level 3 of 5) for hurricanes. Risk varies by county and even by neighborhood, so always verify conditions for your specific address using the official resources listed below.

How homeowners can prepare

  • Know your evacuation zone and route before hurricane season starts.
  • Install storm shutters or keep plywood ready to protect windows.
  • Reinforce garage doors and secure outdoor furniture before storms.
  • Prepare a 7-day emergency kit with water, food, medications and documents.
  • Review your insurance: wind and flood damage are often covered separately.

Official sources and live data

Last updated: June 12, 2026. Risk levels are state-wide estimates based on public hazard data — always verify your specific address with the official sources above.