Does Gulfport have its own hazard scores?

No. Gulfport inherits Mississippi’s statewide ratings. Use this page to see which peril matters most locally (Hurricanes), then verify the exact address — two streets in Harrison County can differ.

What should I check first in Gulfport?

Start with Hurricanes in Mississippi, then a ZIP lookup and the FEMA or USGS map that matches that hazard.

Natural Hazard Risk in Gulfport, MS | HomeRiskMap

What this page is

Gulfport sits in Harrison County, Mississippi. This is a local briefing: it names the hazard that usually matters most here (Hurricanes), then shows the statewide ratings Mississippi homeowners use to decide what official map to open. It is not a flood-zone letter or an insurance quote.

Confirm the neighborhood with a ZIP lookup.
Open Hurricanes in Mississippi.
Verify the address on the official maps in the sidebar, then read a matching guide.

Gulfport took the full force of Hurricane Katrina in 2005 — the storm's eastern eyewall came ashore just west of the city, and the surge scoured the beachfront, destroyed homes for blocks inland, and redefined what this coast expects from a major hurricane. That history shapes everything about homeownership here: hurricane season runs June through November, the Mississippi Gulf Coast faces the open Gulf with no barrier to blunt a storm, and the next Katrina-scale event is a matter of when, not if.

Storm surge is the dominant killer of property on this coast. Gulfport's beachfront and the neighborhoods just behind it sit low enough that a major hurricane's surge can push water far inland, and the city's flat terrain offers no high ground within easy reach. Wind is the second blow — major hurricanes strip roofs, shatter windows, and turn the region's pines and oaks into debris — and the heavy rainfall that follows can keep low areas flooded for days after the storm passes.

Homeowners here should build their planning around evacuation: know your zone, keep a go-bag ready from June onward, and leave early for major storms, because the bridges and highways out of coastal Mississippi clog fast. Fortify what you leave behind with shutters or impact glass, a roof built to current wind codes, and flood insurance — in Gulfport, going without it is a gamble against a history that has already paid out once.

How to read the Gulfport snapshot

Gulfport is in Harrison County, Mississippi. This page does not score individual streets. It tells you which statewide hazards matter most here, then points you to the official map for the address you care about.

The local focus is Hurricanes in Mississippi. Wind and flood are often different policies. A hurricane can trigger both. Check whether you have a percentage hurricane deductible.

Highest statewide ratings that apply in Gulfport

Tornadoes — Extreme. Mississippi is one of the most tornado-prone states in the country, rated 5 out of 5 for this hazard. The state sits in…
Flooding — Major. Flooding is one of Mississippi's most frequent natural hazards, driven by Gulf hurricanes and storm surge, the…
Hurricanes — Major. Mississippi faces a high (level 4 of 5) hurricane risk because of its location on the north-central Gulf of Mexico. The…

What to do before you buy or renew in Gulfport

Look up the ZIP on our ZIP tool so you land on this city or the Mississippi profile.
Open the Hurricanes page and follow the official map links in the sidebar.
Confirm preparedness guidance with Mississippi Emergency Management Agency.

Other Mississippi city briefings: Biloxi, Jackson.

Hazard ratings for Mississippi

These are state-level scores used across Gulfport. Use them as a starting point, then verify your exact address with the official maps linked on each hazard page.

Tornadoes Mississippi is one of the most tornado-prone states in the country, rated 5 out of 5 for this hazard. The state sits in "Dixie Alley,"… Extreme Flooding Flooding is one of Mississippi's most frequent natural hazards, driven by Gulf hurricanes and storm surge, the Mississippi River, and the… Major Hurricanes Mississippi faces a high (level 4 of 5) hurricane risk because of its location on the north-central Gulf of Mexico. The three coastal… Major Extreme Heat Extreme heat is a serious and recurring hazard in Mississippi, where Gulf humidity pushes the heat index far above actual air temperatures… Major Severe Storms Severe thunderstorms are a frequent and statewide hazard in Mississippi, which sits in a warm, humid Gulf Coast environment that produces… Major Drought Mississippi faces a moderate drought risk, rated level 3 out of 5. Drought can lead to water shortages, foundation damage from shrinking… Moderate Wildfires Mississippi has a relatively low wildfire risk (level 2 of 5), but wildfires still occur each year, especially in spring and fall. Homes… Minor Earthquakes Mississippi has a relatively low earthquake risk, rated level 2 out of 5 by HomeRiskMap. The greatest risk is in the northwest near the New… Minor Winter Storms Winter storms are a relatively low overall risk in Mississippi, but the state's mild winters can still deliver damaging ice. Freezing rain,… Minimal Landslides Mississippi has a relatively low overall landslide risk compared to many other states, but landslides and debris flows can still occur,… Minimal

What the ratings mean

"MinimalMinorModerateMajorExtreme

Each rating is a statewide starting point, framed for a typical 30-year stay — the length of a standard mortgage. A neighborhood can look different from the state average. Always verify your address with official FEMA, NOAA or USGS maps.

Save this profile as a PDF for your records or insurance file.

Using the Gulfport profile

Does Gulfport have its own hazard scores?: No. Gulfport inherits Mississippi’s statewide ratings. Use this page to see which peril matters most locally (Hurricanes), then verify the exact address — two streets in Harrison County can differ.
What should I check first in Gulfport?: Start with Hurricanes in Mississippi, then a ZIP lookup and the FEMA or USGS map that matches that hazard.
Will homeowners insurance cover Hurricanes here?: Wind and flood are often different policies. A hurricane can trigger both. Check whether you have a percentage hurricane deductible.

Last updated: October 14, 2026. Ratings are state-wide estimates — always verify your specific address with official sources.

Guides for Mississippi homeowners

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InsuranceWhat Happens to Your NFIP Policy If Congress Lets the Program LapseCongress extended the NFIP through December 11, 2026. If the program lapses, existing policies stay in force and claims get paid…Oct 15, 2026Read guide →

InsuranceExcess Flood Insurance: Coverage Above NFIP's $250,000 LimitThe NFIP caps flood coverage at $250,000 for the building and $100,000 for contents. If your home would cost more to rebuild,…Oct 15, 2026Read guide →