Minnesota is located in the Midwest region of the United States. The most significant natural hazards for homeowners in Minnesota are winter storms, severe storms, flooding. Each hazard below is rated from 1 (very low) to 5 (very high) based on public hazard data, with practical guidance on what the rating means for your home.

Emergency preparedness in Minnesota is coordinated by the Minnesota Homeland Security and Emergency Management, which publishes alerts, evacuation information and preparedness guides for residents.

Risk levels in Minnesota

Winter Storms Winter storms pose a very high risk to homes across Minnesota, with blizzards, extreme cold, ice, and heavy snow affecting the entire… Very High Severe Storms Minnesota faces a high risk of severe thunderstorms, ranking level 4 of 5 for this hazard. These storms commonly bring large hail, damaging… High Flooding Minnesota faces a moderate (level 3 of 5) flood risk driven by spring snowmelt, ice jams, and summer downpours. Riverine flooding along the… Moderate Tornadoes Minnesota faces a moderate risk of tornadoes each year, with the highest threat from late spring through early summer. While most tornadoes… Moderate Wildfires Minnesota faces a moderate year-round wildfire risk, rated level 2 of 5, with the greatest threat in the northern forested regions during… Low Extreme Heat Minnesota experiences extreme heat events, typically in summer, with humidity making conditions more dangerous. While risk is rated… Low Drought Minnesota is rated level 2 of 5 for drought risk, meaning a moderate but real possibility of prolonged dry periods. Droughts in Minnesota… Low Hurricanes Minnesota is rated level 1 of 5 for hurricane risk. While direct hurricane strikes are virtually impossible due to its landlocked location… Very Low Earthquakes Minnesota has a very low earthquake risk, rated level 1 out of 5. Earthquakes are rare and typically too small to cause damage, but… Very Low Landslides Minnesota is rated level 1 (low) for landslide risk, but localized slumps and earthflows can occur along river bluffs, ravines, and Lake… Very Low