Guides & articles

Generator Safety at Home: 5 Critical Mistakes to Avoid Portable generators can be lifesavers during outages, but improper use leads to deadly risks. Learn the top don'ts from official safety guidance to… Jun 13, 2026 After a Disaster: First 48 Hours for Homeowners Learn the critical steps to take in the first 48 hours after a natural disaster, from ensuring safety to documenting damage and filing insurance… Jun 13, 2026 Home Inventory Photo Checklist for Insurance Claims A step-by-step photo and video documentation guide to protect your home and belongings for faster, smoother insurance claims after a disaster. Based… Jun 13, 2026 NOAA Weather Radio: Your Essential Home Safety Device Learn why every US home needs a NOAA Weather Radio, how it works, and how to choose and program one to receive life-saving alerts from the National… Jun 13, 2026 Extreme Heat and Your Home: AC, Insulation, and Cooling Centers Learn how to protect your home and family during extreme heat waves with tips on air conditioning efficiency, insulation upgrades, and finding local… Jun 13, 2026 Winter Storm Prep: Protect Pipes, Power & Stay Warm Learn how to prevent frozen pipes, handle power outages, and safely heat your home during winter storms, with tips from FEMA, Ready.gov, and the CDC. Jun 13, 2026 How to Prepare Your Home for Hurricane Season (Room-by-Room Checklist) Get your home hurricane-ready with this practical, room-by-room checklist based on official government guidance from FEMA, NOAA, and Ready.gov. Jun 13, 2026 72-Hour vs 7-Day Emergency Kit: Which Do You Need? Wondering whether to pack a 3-day or a week-long emergency kit? We explain the differences, why longer preparedness matters, and how to build… Jun 13, 2026 Home Buyer's Guide: Natural Disaster Risk Checklist Before Closing Ensure your new home is safe from natural hazards with this pre-closing checklist based on FEMA, NOAA, and USGS guidance. Jun 13, 2026 How Much Does Flood Insurance Cost? Average Premiums Explained Flood insurance costs vary by flood zone, home value, and coverage levels. Learn about average premiums and how FEMA's NFIP sets rates to protect… Jun 13, 2026 NFIP vs Private Flood Insurance: Which Is Right for Your Home? Compare the National Flood Insurance Program (NFIP) with private flood insurance to understand coverage, cost, and claims differences. Learn which… Jun 13, 2026 FEMA Flood Zones Explained: A, AE, X and What They Mean Learn what FEMA flood zones A, AE, and X mean for your home, whether flood insurance is required, and how to find your zone on Flood Maps. Jun 13, 2026